:root {
    /* Central design tokens (premium, restrained palette) */
    --brand-navy-950: #071423;
    --brand-navy-900: #10283f;
    --brand-navy-800: #173b5c;
    --brand-ink-900: #142233;
    --brand-ink-700: #34485d;
    --brand-ink-500: #5a6b7d;
    --brand-ivory-50: #faf8f2;
    --brand-ivory-100: #f5f1e8;
    --brand-ivory-200: #ece4d5;
    --brand-gold-400: #c8a76a;
    --brand-gold-500: #b78f4f;
    --brand-teal-500: #2e7f81;
    --brand-teal-600: #22696b;

    --surface-0: #ffffff;
    --surface-1: #fcfaf6;
    --surface-2: #f4efe5;

    --shadow-sm: 0 0.35rem 0.95rem rgba(7, 21, 35, 0.06);
    --shadow-md: 0 0.85rem 1.8rem rgba(7, 21, 35, 0.1);
    --shadow-lg: 0 1.5rem 3rem rgba(7, 21, 35, 0.14);

    --radius-sm: 0.5rem;
    --radius-md: 0.8rem;
    --radius-lg: 1.15rem;
    --radius-xl: 1.6rem;

    /* Override base tokens from app.css for consistent scaling */
    --navy-950: var(--brand-navy-950);
    --navy-900: var(--brand-navy-900);
    --navy-800: var(--brand-navy-800);
    --ink-900: var(--brand-ink-900);
    --ink-700: var(--brand-ink-700);
    --ink-500: var(--brand-ink-500);
    --teal-700: var(--brand-teal-600);
    --teal-600: var(--brand-teal-600);
    --teal-500: var(--brand-teal-500);
    --warm-100: var(--brand-ivory-100);
    --warm-200: var(--brand-ivory-200);

    --container: min(84rem, 92vw);

    --space-2xs: clamp(0.42rem, 0.28rem + 0.18vw, 0.58rem);
    --space-xs: clamp(0.7rem, 0.5rem + 0.42vw, 0.95rem);
    --space-sm: clamp(1rem, 0.74rem + 0.8vw, 1.35rem);
    --space-md: clamp(1.35rem, 1rem + 1.15vw, 1.9rem);
    --space-lg: clamp(1.9rem, 1.3rem + 1.8vw, 2.9rem);
    --space-xl: clamp(2.6rem, 1.8rem + 2.8vw, 4.4rem);

    --font-step--1: clamp(0.95rem, 0.9rem + 0.12vw, 1rem);
    --font-step-0: clamp(1.04rem, 0.99rem + 0.24vw, 1.14rem);
    --font-step-1: clamp(1.2rem, 1.08rem + 0.56vw, 1.48rem);
    --font-step-2: clamp(1.48rem, 1.26rem + 1.02vw, 1.98rem);
    --font-step-3: clamp(1.9rem, 1.52rem + 1.68vw, 2.9rem);
    --font-step-4: clamp(2.4rem, 1.78rem + 2.8vw, 4rem);
}

html {
    background: linear-gradient(180deg, #f8f5ef 0%, #f4efe5 100%);
}

body {
    color: var(--ink-700);
    line-height: 1.68;
    background:
        radial-gradient(circle at 100% -5rem, rgba(34, 105, 107, 0.11), transparent 26rem),
        radial-gradient(circle at -8rem 75%, rgba(23, 59, 92, 0.08), transparent 22rem),
        linear-gradient(165deg, rgba(255, 255, 255, 0.72), rgba(255, 255, 255, 0.36));
}

/* Remove decorative bubbles from legacy layer */
body::before,
body::after {
    display: none;
}

h1,
h2,
h3,
h4 {
    color: var(--ink-900);
    letter-spacing: -0.015em;
    text-wrap: balance;
}

p {
    max-width: 68ch;
}

a {
    color: var(--navy-800);
}

a:hover {
    color: var(--teal-700);
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
summary:focus-visible {
    outline: 3px solid #f0c767;
    outline-offset: 2px;
}

.site-header {
    border-bottom: 1px solid rgba(23, 59, 92, 0.12);
    background: color-mix(in srgb, var(--brand-ivory-50) 84%, #ffffff 16%);
    backdrop-filter: blur(12px);
}

.header-inner {
    min-height: 5.5rem;
}

.brand-logo {
    border-radius: 0.72rem;
    border: 1px solid rgba(23, 59, 92, 0.14);
    box-shadow: none;
    background: #ffffff;
}

.brand-text strong {
    font-size: 0.94rem;
    letter-spacing: 0.01em;
}

.brand-text span {
    letter-spacing: 0.08em;
    color: var(--ink-500);
}

.menu-toggle {
    min-height: 2.95rem;
    border-radius: 999px;
    border: 1px solid rgba(23, 59, 92, 0.18);
    background: var(--surface-1);
    box-shadow: 0 0.25rem 0.8rem rgba(7, 21, 35, 0.08);
}

.menu-toggle:hover,
.menu-toggle:focus-visible {
    border-color: rgba(34, 105, 107, 0.62);
}

.primary-nav {
    border: 1px solid rgba(20, 50, 80, 0.12);
    border-radius: 1.1rem;
    background: linear-gradient(180deg, #ffffff, #faf7f1);
    box-shadow: var(--shadow-lg);
    padding: 0.72rem;
}

.nav-list {
    gap: 0.2rem;
}

.nav-list > li > a,
.nav-list summary {
    border-radius: 0.58rem;
    padding: 0.58rem 0.74rem;
    color: var(--ink-900);
    font-weight: 640;
}

.nav-list > li > a:hover,
.nav-list > li > a:focus-visible,
.nav-list > li > a[aria-current="page"],
.nav-list summary:hover,
.nav-list summary:focus-visible,
.has-dropdown.is-current-section > details > summary {
    background: rgba(34, 105, 107, 0.11);
    color: var(--navy-900);
}

.nav-list summary::after {
    content: "";
    width: 0.52rem;
    height: 0.52rem;
    border-right: 2px solid currentColor;
    border-bottom: 2px solid currentColor;
    transform: rotate(45deg) translateY(-1px);
    transition: transform 180ms ease;
    margin-left: 0.5rem;
}

.nav-list details[open] > summary::after {
    transform: rotate(-135deg) translateY(-1px);
}

.submenu {
    margin-top: 0.25rem;
    border-left: 2px solid rgba(34, 105, 107, 0.24);
    padding: 0.2rem 0 0.2rem 0.35rem;
    gap: 0.08rem;
}

.submenu a {
    border-radius: 0.48rem;
    color: var(--ink-700);
}

.submenu a:hover,
.submenu a:focus-visible,
.submenu a[aria-current="page"] {
    background: rgba(23, 59, 92, 0.07);
    color: var(--ink-900);
}

.site-main {
    padding-block: var(--space-lg) var(--space-xl);
}

.section {
    margin-top: clamp(2.5rem, 2rem + 1.5vw, 4rem);
}

.section-lead {
    margin-top: var(--space-xs);
    max-width: 72ch;
    color: var(--ink-700);
}

.breadcrumbs {
    margin-bottom: var(--space-sm);
    color: color-mix(in srgb, var(--ink-700) 76%, #ffffff 24%);
}

.hero {
    position: relative;
    overflow: clip;
    display: grid;
    gap: var(--space-md);
    border-radius: var(--radius-xl);
    padding: clamp(1.5rem, 1.1rem + 2vw, 3.2rem);
    background: linear-gradient(132deg, rgba(9, 24, 41, 0.95), rgba(17, 48, 77, 0.92) 48%, rgba(21, 78, 95, 0.9));
    background-size: cover;
    background-position: center;
    border: 1px solid rgba(255, 255, 255, 0.08);
    box-shadow: var(--shadow-lg);
}

.hero::before {
    display: none;
}

.hero::after {
    content: "";
    position: absolute;
    inset: 0;
    background:
        linear-gradient(110deg, rgba(255, 255, 255, 0.11), rgba(255, 255, 255, 0) 42%),
        radial-gradient(circle at 100% 0%, rgba(200, 167, 106, 0.18), transparent 43%);
    pointer-events: none;
}

.hero > * {
    position: relative;
    z-index: 1;
}

.hero h1,
.hero h2,
.hero h3,
.hero p,
.hero a {
    color: #f6fbff;
}

.hero h1 {
    max-width: 14ch;
    font-size: clamp(2.1rem, 1.4rem + 3vw, 4rem);
    line-height: 1.03;
}

.hero p {
    max-width: 58ch;
}

.eyebrow {
    color: #e8cc96;
    letter-spacing: 0.1em;
}

.eyebrow::before {
    width: 1.35rem;
}

.hero-split {
    grid-template-columns: 1fr;
    align-items: start;
}

.hero-content {
    position: relative;
    z-index: 2;
}

.hero-facts {
    margin-top: var(--space-sm);
    gap: 0.48rem;
}

.hero-facts li {
    border-radius: 999px;
    border: 1px solid rgba(236, 228, 213, 0.33);
    background: rgba(6, 21, 37, 0.3);
    color: #edf4fb;
    font-size: var(--font-step--1);
    padding: 0.42rem 0.82rem;
}

.hero-media {
    position: relative;
    overflow: hidden;
    border-radius: 1.2rem;
    min-height: 15rem;
    aspect-ratio: 4 / 3;
    box-shadow: 0 0.9rem 2.3rem rgba(5, 17, 31, 0.28);
    background: #0e2033;
}

.hero-media::before,
.hero-media::after {
    display: none;
}

.hero-media picture,
.hero-media img {
    width: 100%;
    height: 100%;
    display: block;
}

.hero-media img {
    object-fit: cover;
    object-position: center;
}

.hero-media-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(16deg, rgba(7, 22, 39, 0.44), rgba(7, 22, 39, 0) 46%),
        linear-gradient(128deg, rgba(255, 255, 255, 0.12), rgba(255, 255, 255, 0) 36%);
}

.hero-media-tag {
    left: 0.9rem;
    bottom: 0.9rem;
    margin: 0;
    padding: 0.42rem 0.72rem;
    border-radius: 0.55rem;
    border: 1px solid rgba(233, 222, 200, 0.46);
    background: rgba(6, 20, 35, 0.58);
    color: #f6eee0;
    font-size: 0.75rem;
    letter-spacing: 0.06em;
}

.kpi-strip {
    margin-top: var(--space-md);
    gap: var(--space-xs);
}

.kpi-item {
    min-height: 4.6rem;
    border-radius: 0.86rem;
    border: 1px solid rgba(233, 222, 200, 0.2);
    background: rgba(7, 23, 39, 0.34);
    backdrop-filter: blur(2px);
    padding: 0.8rem;
}

.kpi-item strong {
    font-size: var(--font-step-0);
}

.button-row {
    margin-top: var(--space-md);
}

.button {
    min-height: 2.95rem;
    border-radius: 0.78rem;
    padding: 0.7rem 1.12rem;
    font-weight: 680;
    letter-spacing: 0.01em;
    transform: none;
}

.button:hover,
.button:focus-visible {
    transform: translateY(-1px);
}

.button-primary {
    border-color: rgba(19, 57, 90, 0.5);
    background: linear-gradient(135deg, #1c4e79, #123b60);
    color: #f5fbff;
    box-shadow: 0 0.45rem 1.1rem rgba(8, 24, 42, 0.2);
}

.button-primary:hover,
.button-primary:focus-visible {
    background: linear-gradient(135deg, #24608f, #16466f);
}

.button-secondary {
    border-color: rgba(235, 225, 203, 0.62);
    background: rgba(255, 255, 255, 0.06);
    color: #f5fbff;
}

.button-secondary:hover,
.button-secondary:focus-visible {
    background: rgba(255, 255, 255, 0.14);
}

.button-ghost {
    border-color: rgba(20, 50, 80, 0.2);
    background: #ffffff;
    color: var(--ink-900);
}

.button-ghost:hover,
.button-ghost:focus-visible {
    border-color: rgba(34, 105, 107, 0.42);
    background: #fbfffe;
}

.surface,
.form-panel,
.callout {
    border-radius: var(--radius-lg);
    border: 1px solid rgba(20, 50, 80, 0.1);
    background: linear-gradient(180deg, #ffffff, #fcfaf6);
    box-shadow: var(--shadow-md);
    padding: clamp(1.05rem, 0.85rem + 0.9vw, 1.7rem);
}

.grid {
    gap: var(--space-sm);
}

.cards {
    grid-template-columns: repeat(auto-fit, minmax(16rem, 1fr));
}

.card {
    border-radius: 0.95rem;
    border: 1px solid rgba(20, 50, 80, 0.08);
    background: linear-gradient(180deg, #ffffff, #fdfbf7);
    box-shadow: var(--shadow-sm);
    padding: 1.08rem;
}

.card:hover,
.card:focus-within {
    transform: translateY(-5px);
    border-color: rgba(34, 105, 107, 0.24);
    box-shadow: var(--shadow-md);
}

.card h3 {
    font-size: clamp(1.12rem, 1.02rem + 0.45vw, 1.32rem);
    line-height: 1.2;
}

.card-icon {
    width: 2.45rem;
    height: 2.45rem;
    border-radius: 0.66rem;
    background: linear-gradient(140deg, rgba(20, 58, 90, 0.94), rgba(34, 105, 107, 0.9));
    box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.1);
}

.card-icon img {
    width: 1.5rem;
    height: 1.5rem;
}

.icon-inline img {
    border-radius: 0.3rem;
    background: rgba(34, 105, 107, 0.12);
}

.check-list,
.feature-list,
.timeline-list {
    margin-top: var(--space-sm);
    gap: var(--space-xs);
}

.check-list li::before,
.feature-list li::before {
    width: 0.44rem;
    height: 0.44rem;
    background: linear-gradient(145deg, var(--brand-teal-600), var(--brand-teal-500));
    box-shadow: 0 0 0 2px rgba(34, 105, 107, 0.12);
}

.timeline-list::before {
    left: 0.11rem;
    background: linear-gradient(180deg, rgba(34, 105, 107, 0.44), rgba(34, 105, 107, 0.08));
}

.timeline-list li::before {
    left: -0.17rem;
    border-color: var(--brand-teal-500);
    box-shadow: 0 0 0 2px rgba(34, 105, 107, 0.1);
}

.faq-list {
    margin-top: var(--space-sm);
    gap: var(--space-xs);
}

.faq-list details {
    border-radius: 0.86rem;
    border: 1px solid rgba(20, 50, 80, 0.1);
    background: #fff;
    box-shadow: var(--shadow-sm);
    padding: 0.82rem 0.95rem;
}

.faq-list summary {
    font-weight: 660;
    color: var(--ink-900);
}

.faq-list summary::after {
    color: var(--brand-teal-600);
}

.faq-premium details {
    border-left: 3px solid rgba(34, 105, 107, 0.45);
}

.notice {
    border-radius: 0.72rem;
    border: 1px solid rgba(183, 143, 79, 0.33);
    border-left: 3px solid var(--brand-gold-500);
    background: linear-gradient(180deg, #fffaf0, #fff5e6);
    color: #5d4723;
}

.callout {
    border-color: rgba(34, 105, 107, 0.16);
}

.cta-panel::after {
    inset: auto -3rem -3.4rem auto;
    width: 10rem;
    height: 10rem;
    border-color: rgba(20, 50, 80, 0.16);
}

.form-panel {
    border-color: rgba(20, 50, 80, 0.12);
}

.form-grid {
    gap: var(--space-sm);
}

.form-grid.is-submitting {
    opacity: 0.72;
    pointer-events: none;
}

.field-group {
    gap: 0.4rem;
}

.field-group label {
    font-weight: 640;
}

.field-group input,
.field-group select,
.field-group textarea {
    min-height: 3rem;
    border-radius: 0.65rem;
    border: 1px solid rgba(30, 66, 101, 0.28);
    background: #ffffff;
    color: var(--ink-900);
    padding: 0.64rem 0.76rem;
}

.field-group textarea {
    min-height: 8.8rem;
}

.field-group input::placeholder,
.field-group textarea::placeholder {
    color: color-mix(in srgb, var(--ink-500) 76%, #ffffff 24%);
}

.field-group input:hover,
.field-group select:hover,
.field-group textarea:hover {
    border-color: rgba(34, 105, 107, 0.42);
}

.field-group input:focus,
.field-group select:focus,
.field-group textarea:focus {
    border-color: rgba(34, 105, 107, 0.82);
    box-shadow: 0 0 0 4px rgba(34, 105, 107, 0.18);
}

.counter,
.field-meta,
.partner-disclaimer {
    font-size: var(--font-step--1);
    color: var(--ink-500);
}

.form-feedback {
    border-radius: 0.62rem;
    font-weight: 620;
}

.form-feedback.is-loading {
    background: #edf4f4;
    border-color: #c7d9d9;
    color: #1f4e56;
}

.form-feedback.is-success {
    background: #e8f6ef;
    border-color: #b8dcc8;
    color: #176144;
}

.form-feedback.is-error {
    background: #fff2ef;
    border-color: #ebc0b9;
    color: #942e24;
}

.consent-box {
    border: 1px solid rgba(34, 105, 107, 0.2);
    background: linear-gradient(180deg, #f8fcfb, #f2f8f6);
}

.privacy-note {
    border: 1px solid rgba(34, 105, 107, 0.2);
    background: #eef6f4;
}

.partner-section {
    border-radius: var(--radius-lg);
    border: 1px solid rgba(20, 50, 80, 0.08);
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.9), rgba(250, 246, 239, 0.94));
    padding: clamp(1.2rem, 0.9rem + 0.9vw, 1.8rem);
}

.partner-marquee {
    overflow: visible;
    mask-image: none;
    -webkit-mask-image: none;
}

.partner-track {
    width: auto;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(9.2rem, 1fr));
    gap: 0.48rem;
    animation: none;
    padding: 0;
}

.partner-badge {
    justify-content: flex-start;
    text-align: left;
    min-height: 2.42rem;
    padding: 0.56rem 0.8rem;
    border-radius: 0.56rem;
    border: 1px solid rgba(20, 50, 80, 0.14);
    background: #fff;
    box-shadow: none;
    font-size: var(--font-step--1);
    letter-spacing: 0.01em;
}

.partner-badge:hover {
    border-color: rgba(34, 105, 107, 0.38);
    box-shadow: var(--shadow-sm);
    background: #fbfffe;
}

.partner-badge[aria-hidden="true"] {
    display: none;
}

.site-footer {
    margin-top: var(--space-xl);
    padding-block: clamp(2.2rem, 1.8rem + 1.2vw, 3.2rem) var(--space-lg);
    background: linear-gradient(160deg, rgba(8, 22, 39, 0.98), rgba(14, 46, 71, 0.96) 58%, rgba(18, 80, 90, 0.94));
    background-size: cover;
}

.site-footer a {
    color: #d5e9f7;
}

.footer-grid {
    gap: var(--space-md);
}

.footer-title {
    font-size: var(--font-step-1);
    margin-bottom: 0.5rem;
}

.footer-links {
    gap: 0.38rem;
}

.footer-bottom {
    margin-top: var(--space-lg);
    padding-top: var(--space-sm);
    border-top: 1px solid rgba(223, 238, 246, 0.2);
}

.footer-legal {
    margin-top: var(--space-sm);
    padding-top: var(--space-sm);
}

.footer-legal p {
    font-size: clamp(0.73rem, 0.69rem + 0.1vw, 0.8rem);
    color: rgba(217, 235, 247, 0.58);
    line-height: 1.62;
}

.footer-legal a {
    color: rgba(208, 231, 246, 0.8);
}

.legal-nav li a {
    border-radius: 0.58rem;
    border-color: rgba(20, 50, 80, 0.14);
    background: #fff;
    font-weight: 620;
}

.legal-nav li a:hover,
.legal-nav li a:focus-visible {
    border-color: rgba(34, 105, 107, 0.42);
    background: #f6fbfb;
}

.legal-nav li a[aria-current="page"] {
    border-color: rgba(34, 105, 107, 0.52);
    background: #eef8f8;
    color: var(--teal-700);
}

.reveal {
    opacity: 0;
    transform: translateY(14px);
    transition: opacity 420ms ease, transform 420ms ease;
    transition-delay: var(--reveal-delay, 0ms);
}

.reveal.is-visible {
    opacity: 1;
    transform: translateY(0);
}

.hero.reveal {
    opacity: 1;
    transform: none;
}

@media (max-width: 47.9rem) {
    .primary-nav {
        left: auto;
        right: 0;
        width: min(24rem, 94vw);
        max-height: calc(100vh - 6.8rem);
        overflow: auto;
    }

    .hero {
        border-radius: 1.25rem;
    }

    .hero h1 {
        max-width: 100%;
    }

    .hero-media {
        min-height: clamp(11.5rem, 58vw, 15rem);
    }

    .partner-track {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 29rem) {
    .brand-text span {
        display: none;
    }

    .brand-text strong {
        font-size: 0.86rem;
    }
}

@media (min-width: 48rem) {
    .content-columns {
        grid-template-columns: minmax(0, 1.06fr) minmax(0, 0.94fr);
    }

    .form-grid.two-columns {
        grid-template-columns: 1fr 1fr;
    }

    .footer-grid {
        grid-template-columns: 1.2fr 1fr 1fr;
    }

    .footer-bottom {
        flex-direction: row;
        align-items: center;
        justify-content: space-between;
        gap: 1rem;
    }
}

@media (min-width: 64rem) {
    .hero-split {
        grid-template-columns: minmax(0, 1.14fr) minmax(0, 0.86fr);
        align-items: center;
        gap: clamp(1.2rem, 0.75rem + 1.3vw, 2.2rem);
    }

    .hero-media {
        margin-top: 0;
        aspect-ratio: 5 / 4;
        max-width: 37rem;
        justify-self: end;
        transform: translateY(1rem);
    }

    .page-home .hero-media,
    .page-assurances .hero-media,
    .page-partenaires .hero-media {
        transform: none;
    }
}

@media (min-width: 72rem) {
    .menu-toggle {
        display: none;
    }

    .primary-nav {
        position: static;
        border: 0;
        border-radius: 0;
        box-shadow: none;
        background: transparent;
        padding: 0;
    }

    .primary-nav[hidden] {
        display: block;
    }

    .nav-list {
        display: flex;
        align-items: center;
        flex-wrap: wrap;
        gap: 0.18rem;
    }

    .nav-list > li > a,
    .nav-list summary {
        width: auto;
        padding: 0.5rem 0.66rem;
    }

    .nav-list details {
        position: relative;
    }

    .submenu {
        min-width: 16rem;
        position: absolute;
        top: calc(100% + 0.3rem);
        left: 0;
        border: 1px solid rgba(20, 50, 80, 0.14);
        border-radius: 0.75rem;
        background: #ffffff;
        box-shadow: var(--shadow-md);
        border-left: 1px solid rgba(20, 50, 80, 0.14);
        padding: 0.35rem;
        display: none;
        gap: 0.12rem;
    }

    .nav-list details:hover .submenu,
    .nav-list details:focus-within .submenu,
    .nav-list details[open] .submenu {
        display: grid;
    }
}

@media (prefers-reduced-motion: reduce) {
    .reveal {
        opacity: 1;
        transform: none;
        transition: none;
    }

    .button,
    .card,
    .partner-badge,
    .menu-toggle {
        transition: none;
    }
}

/* -------------------------------------------------------------------------- */
/* Art direction refresh (editorial and asymmetric composition)               */
/* -------------------------------------------------------------------------- */

:root {
    --editorial-ink: #0a1521;
    --editorial-blue: #123b60;
    --editorial-teal: #1e5f66;
    --editorial-amber: #d4b179;
    --editorial-paper: #f6f0e4;
    --editorial-gap: clamp(3rem, 2.2rem + 2.7vw, 5.4rem);
}

body {
    background:
        radial-gradient(circle at 90% -8rem, rgba(212, 177, 121, 0.14), transparent 28rem),
        radial-gradient(circle at 12% 74%, rgba(16, 50, 81, 0.1), transparent 22rem),
        linear-gradient(170deg, #faf5ea 0%, #f4ecde 44%, #f7f2e8 100%);
}

.site-main {
    padding-top: var(--editorial-gap);
}

.section {
    margin-top: var(--editorial-gap);
}

.header-ribbon {
    border-bottom: 1px solid rgba(255, 255, 255, 0.14);
    background: linear-gradient(120deg, rgba(9, 25, 40, 0.95), rgba(20, 70, 102, 0.88));
    color: rgba(243, 248, 252, 0.92);
    font-size: 0.72rem;
    letter-spacing: 0.07em;
    text-transform: uppercase;
}

.header-ribbon-inner {
    min-height: 1.95rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}

.site-header {
    border-bottom: 0;
    background:
        linear-gradient(180deg, rgba(250, 246, 238, 0.97), rgba(250, 246, 238, 0.92));
    box-shadow: 0 0.6rem 1.2rem rgba(8, 23, 38, 0.08);
}

.header-inner {
    display: grid;
    grid-template-columns: auto auto 1fr auto;
    align-items: center;
    gap: 0.8rem;
    min-height: 5.8rem;
}

.brand {
    align-self: stretch;
    padding-right: 0.8rem;
    border-right: 1px solid rgba(14, 42, 68, 0.14);
}

.brand-logo {
    transform: rotate(-3deg);
    border-radius: 0.72rem;
    box-shadow: 0 0.55rem 1.25rem rgba(9, 27, 45, 0.18);
}

.primary-nav {
    justify-self: end;
}

.header-cta {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 2.85rem;
    border-radius: 999px;
    padding: 0.62rem 1.12rem;
    border: 1px solid rgba(18, 53, 85, 0.35);
    background: linear-gradient(135deg, #18486f, #123557);
    color: #f4f8fc;
    text-decoration: none;
    font-weight: 680;
    letter-spacing: 0.01em;
    transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.header-cta:hover,
.header-cta:focus-visible {
    color: #f9fcff;
    transform: translateY(-1px);
    box-shadow: 0 0.55rem 1rem rgba(9, 28, 47, 0.22);
    background: linear-gradient(135deg, #206092, #16456d);
}

.hero-editorial {
    border-radius: 1.8rem;
    border: 1px solid rgba(255, 255, 255, 0.14);
    background: linear-gradient(126deg, rgba(6, 19, 31, 0.96), rgba(18, 55, 86, 0.92) 54%, rgba(20, 96, 105, 0.88));
    min-height: clamp(26rem, 63vw, 41rem);
    align-items: end;
}

.hero-editorial h1 {
    font-size: clamp(2.5rem, 1.7rem + 3.4vw, 5.2rem);
    max-width: 12ch;
    line-height: 0.96;
    text-shadow: 0 0.55rem 1rem rgba(5, 16, 30, 0.44);
}

.hero-editorial .hero-content > p {
    font-size: clamp(1.03rem, 0.96rem + 0.26vw, 1.2rem);
}

.hero-editorial .hero-facts {
    display: flex;
    flex-wrap: wrap;
    gap: 0.45rem;
}

.hero-editorial .hero-facts li {
    border-color: rgba(244, 234, 213, 0.42);
    background: rgba(5, 19, 33, 0.5);
}

.hero-media,
.immersive-media,
.spotlight-media {
    border-radius: 1.2rem;
    overflow: hidden;
    border: 1px solid rgba(255, 255, 255, 0.14);
    background: #0f2338;
    box-shadow: 0 1rem 2rem rgba(6, 19, 32, 0.26);
}

.hero-media {
    min-height: clamp(13rem, 34vw, 21rem);
    aspect-ratio: 5 / 4;
}

.hero-media-overlay {
    display: none;
}

.hero-media img {
    object-fit: cover;
    object-position: var(--hero-focus, 50% 38%);
}

.page-home .hero-media {
    --hero-focus: 56% 38%;
}

.page-assurances .hero-media,
.page-partenaires .hero-media,
.page-about .immersive-media {
    --hero-focus: 50% 35%;
}

.page-mutuelle .hero-media {
    --hero-focus: 52% 32%;
}

.page-prevoyance .hero-media {
    --hero-focus: 51% 34%;
}

.page-auto-moto .hero-media,
.page-risques-agraves .hero-media {
    --hero-focus: 56% 36%;
}

.page-habitation .hero-media {
    --hero-focus: 50% 37%;
}

.page-emprunteur .hero-media {
    --hero-focus: 48% 34%;
}

.page-decennale .hero-media {
    --hero-focus: 55% 35%;
}

.page-rc-pro .hero-media {
    --hero-focus: 49% 36%;
}

.page-home .spotlight-media {
    --spotlight-focus: 56% 39%;
}

[data-parallax-speed] {
    overflow: hidden;
}

[data-parallax-speed] img {
    transform: translate3d(0, var(--parallax-shift, 0px), 0) scale(1.07);
    transition: transform 260ms linear;
    transform-origin: center;
}

.section-bleed {
    width: 100vw;
    margin-left: calc(50% - 50vw);
    margin-top: var(--editorial-gap);
}

.immersive-story {
    position: relative;
}

.immersive-media {
    position: relative;
    min-height: clamp(18rem, 48vw, 36rem);
    max-height: 44rem;
}

.immersive-media::after {
    content: "";
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, rgba(6, 18, 31, 0.12), rgba(6, 18, 31, 0.42)),
        linear-gradient(105deg, rgba(255, 255, 255, 0.08), rgba(255, 255, 255, 0));
    pointer-events: none;
}

.immersive-media picture,
.immersive-media img {
    width: 100%;
    height: 100%;
    display: block;
}

.immersive-media img {
    object-fit: cover;
    object-position: var(--immersive-focus, 50% 34%);
}

.page-home .immersive-media {
    --immersive-focus: 52% 34%;
}

.page-about .immersive-media {
    --immersive-focus: 50% 36%;
}

.immersive-panel {
    position: relative;
    margin-top: clamp(-9rem, -7vw, -5rem);
    margin-bottom: clamp(1.5rem, 1rem + 1.5vw, 3rem);
    padding: clamp(1.2rem, 0.9rem + 1.3vw, 2rem);
    border: 1px solid rgba(235, 223, 201, 0.26);
    border-left: 6px solid rgba(212, 177, 121, 0.88);
    border-radius: 1.2rem;
    background: linear-gradient(150deg, rgba(11, 29, 46, 0.92), rgba(18, 56, 85, 0.88));
    box-shadow: 0 1.25rem 2.4rem rgba(7, 22, 38, 0.34);
    color: #eaf2f9;
}

.immersive-panel h2,
.immersive-panel p,
.immersive-panel li,
.immersive-panel .eyebrow {
    color: #edf5fb;
}

.immersive-story-text {
    margin-top: clamp(2.3rem, 1.9rem + 1.3vw, 3.7rem);
}

.immersive-story-text .immersive-panel {
    margin: 0;
    border: 1px solid rgba(20, 50, 80, 0.14);
    border-left: 5px solid rgba(23, 96, 104, 0.62);
    background: linear-gradient(165deg, #ffffff, #f7efe0);
    box-shadow: 0 0.95rem 1.8rem rgba(8, 24, 40, 0.12);
    color: var(--ink-900);
}

.immersive-story-text .immersive-panel h2,
.immersive-story-text .immersive-panel p,
.immersive-story-text .immersive-panel li,
.immersive-story-text .immersive-panel .eyebrow {
    color: var(--ink-900);
}

.immersive-story-text .immersive-panel .eyebrow {
    color: var(--teal-700);
}

.immersive-story-text .journey-rail li {
    border: 1px solid rgba(22, 64, 96, 0.12);
    background: rgba(20, 62, 95, 0.05);
}

.journey-rail {
    list-style: none;
    margin: 1rem 0 0;
    padding: 0;
    display: grid;
    gap: 0.72rem;
}

.journey-rail li {
    padding: 0.75rem 0.85rem;
    border-radius: 0.72rem;
    border: 1px solid rgba(238, 226, 204, 0.2);
    background: rgba(4, 17, 29, 0.35);
}

.editorial-grid {
    grid-template-columns: repeat(auto-fit, minmax(15.5rem, 1fr));
    align-items: stretch;
}

.editorial-grid > .card:nth-child(odd) {
    transform: translateY(0.5rem);
}

.editorial-grid > .card:nth-child(even) {
    transform: translateY(-0.4rem);
}

.editorial-grid > .card:hover,
.editorial-grid > .card:focus-within {
    transform: translateY(-0.5rem);
}

.services-grid {
    grid-template-columns: repeat(auto-fit, minmax(17rem, 1fr));
    gap: clamp(0.8rem, 0.5rem + 1vw, 1.4rem);
}

.service-card {
    position: relative;
    isolation: isolate;
    min-height: 100%;
    border-radius: 0.98rem;
    border: 1px solid rgba(17, 49, 77, 0.16);
    padding: 1.2rem;
    background:
        linear-gradient(165deg, #ffffff, #f6eee1);
    transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.service-card::after {
    content: "";
    position: absolute;
    inset: 0;
    border-radius: inherit;
    background: linear-gradient(170deg, rgba(21, 66, 102, 0.1), rgba(21, 66, 102, 0));
    opacity: 0;
    transition: opacity 220ms ease;
    pointer-events: none;
}

.service-card:hover,
.service-card:focus-within {
    border-color: rgba(22, 75, 116, 0.45);
    box-shadow: 0 1rem 1.8rem rgba(8, 23, 39, 0.2);
    transform: translateY(-0.42rem);
}

.service-card:hover::after,
.service-card:focus-within::after {
    opacity: 1;
}

.service-card .card-icon {
    display: none;
}

.service-card h3 {
    font-size: clamp(1.25rem, 1.06rem + 0.55vw, 1.6rem);
}

.service-card a {
    position: relative;
    font-weight: 700;
    text-decoration: none;
    width: fit-content;
    padding-right: 1.15rem;
}

.service-card a::after {
    content: "->";
    position: absolute;
    right: 0;
    top: 50%;
    transform: translateY(-50%);
    transition: transform 170ms ease;
}

.service-card a:hover::after,
.service-card a:focus-visible::after {
    transform: translate(0.25rem, -50%);
}

.spotlight-risque {
    display: grid;
    gap: clamp(1rem, 0.8rem + 1.1vw, 1.9rem);
    align-items: stretch;
    padding: clamp(1.2rem, 0.9rem + 1.1vw, 1.9rem);
    border-radius: 1.1rem;
    border: 1px solid rgba(18, 52, 81, 0.14);
    background:
        linear-gradient(145deg, rgba(255, 255, 255, 0.95), rgba(248, 240, 228, 0.95));
    box-shadow: 0 0.95rem 1.9rem rgba(8, 24, 40, 0.12);
}

.spotlight-content .check-list {
    margin-top: 0.8rem;
}

.spotlight-media {
    min-height: 16rem;
}

.spotlight-media img {
    width: 100%;
    height: 100%;
    display: block;
    object-fit: cover;
    object-position: var(--spotlight-focus, 50% 40%);
}

.journey-columns .surface,
.journey-columns .form-panel {
    border-radius: 1rem;
}

.form-shell-premium .form-group-heading {
    margin: 0.2rem 0 0;
    font-family: "Source Serif 4 VF", Georgia, serif;
    font-size: clamp(1.08rem, 0.98rem + 0.5vw, 1.4rem);
    color: var(--ink-900);
    letter-spacing: -0.01em;
}

.form-shell-premium .form-group-note,
.form-group-note {
    margin: -0.25rem 0 0.2rem;
    font-size: var(--font-step--1);
    color: var(--ink-500);
}

.form-shell-premium .field-group label {
    font-size: 0.95rem;
    letter-spacing: 0.01em;
}

.form-shell-premium .field-group input,
.form-shell-premium .field-group select,
.form-shell-premium .field-group textarea {
    border: 1px solid rgba(17, 52, 82, 0.31);
    background: linear-gradient(180deg, #ffffff, #fdfaf4);
}

.form-shell-premium .consent-box {
    border-left: 4px solid rgba(30, 95, 102, 0.62);
    background: linear-gradient(180deg, #f5fbf9, #eef6f3);
}

.premium-cta {
    border-radius: 1.2rem;
    border: 1px solid rgba(235, 224, 201, 0.3);
    background: linear-gradient(142deg, rgba(7, 21, 35, 0.96), rgba(17, 55, 86, 0.9) 55%, rgba(20, 86, 94, 0.86));
    background-size: cover;
    color: #ebf4fb;
    padding: clamp(1.3rem, 1rem + 1.4vw, 2.2rem);
    box-shadow: 0 1.2rem 2.2rem rgba(7, 22, 37, 0.3);
}

.premium-cta h2,
.premium-cta p,
.premium-cta .eyebrow,
.premium-cta a {
    color: #eef6fb;
}

.premium-cta .button-primary {
    background: linear-gradient(135deg, #d4b179, #c79d5d);
    color: #172332;
    border-color: rgba(10, 22, 34, 0.2);
}

.premium-cta .button-primary:hover,
.premium-cta .button-primary:focus-visible {
    background: linear-gradient(135deg, #e0c08f, #cea86d);
    color: #121e2c;
}

.premium-cta .button-secondary {
    border-color: rgba(239, 246, 252, 0.56);
}

.partner-section-rich {
    border-radius: 1.2rem;
    border: 1px solid rgba(18, 51, 79, 0.12);
    background:
        linear-gradient(160deg, rgba(255, 255, 255, 0.95), rgba(246, 238, 224, 0.95));
    box-shadow: 0 0.9rem 1.8rem rgba(8, 24, 41, 0.11);
}

.partner-section-rich .partner-track {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 0.55rem;
    width: auto;
    animation: none;
    padding: 0;
}

.partner-section-rich .partner-badge {
    padding: 0.28rem 0.35rem;
    border: 0;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
    font-size: clamp(1rem, 0.94rem + 0.34vw, 1.24rem);
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: rgba(13, 38, 62, 0.76);
}

.partner-section-rich .partner-badge:nth-child(3n) {
    color: rgba(12, 52, 80, 0.95);
    font-weight: 760;
}

.partner-section-rich .partner-badge:nth-child(3n + 2) {
    font-weight: 620;
    color: rgba(30, 95, 102, 0.92);
}

.partner-section-rich .partner-badge:hover {
    background: transparent;
    color: rgba(8, 26, 44, 0.98);
    transform: translateY(-1px);
}

.site-footer {
    position: relative;
    margin-top: clamp(4rem, 3rem + 2vw, 6rem);
    border-top: 1px solid rgba(239, 247, 252, 0.12);
    background:
        radial-gradient(circle at 85% 12%, rgba(212, 177, 121, 0.24), transparent 25rem),
        linear-gradient(165deg, rgba(5, 17, 30, 0.99), rgba(10, 35, 58, 0.97) 54%, rgba(17, 82, 91, 0.95));
}

.footer-showcase {
    margin-bottom: clamp(1.2rem, 1rem + 1vw, 2rem);
    padding: clamp(1.2rem, 0.9rem + 1.3vw, 2rem);
    border: 1px solid rgba(230, 238, 244, 0.16);
    border-left: 6px solid rgba(212, 177, 121, 0.9);
    border-radius: 1rem;
    background: rgba(4, 17, 29, 0.34);
}

.footer-kicker {
    margin-bottom: 0.3rem;
    color: #d8bf94;
    text-transform: uppercase;
    font-size: 0.73rem;
    letter-spacing: 0.1em;
    font-weight: 720;
}

.footer-showcase-title {
    color: #f6fbff;
    font-size: clamp(1.65rem, 1.3rem + 1.4vw, 2.6rem);
    max-width: 18ch;
    margin-bottom: 0.5rem;
}

.footer-panel {
    padding-right: 0.4rem;
}

.footer-panel + .footer-panel {
    border-left: 1px solid rgba(226, 238, 246, 0.1);
    padding-left: 0.9rem;
}

.footer-legal {
    border-top-color: rgba(230, 241, 249, 0.14);
}

@media (min-width: 64rem) {
    .spotlight-risque {
        grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
    }

    .journey-rail {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
}

@media (max-width: 71.99rem) {
    .header-ribbon-inner {
        justify-content: center;
    }

    .header-ribbon-inner span:first-child {
        display: none;
    }

    .header-inner {
        grid-template-columns: auto auto auto;
    }

    .brand {
        border-right: 0;
        padding-right: 0;
    }

    .header-cta {
        display: none;
    }

    .hero-editorial {
        min-height: auto;
    }

    .editorial-grid > .card:nth-child(odd),
    .editorial-grid > .card:nth-child(even) {
        transform: none;
    }

    .immersive-panel {
        margin-top: clamp(-4rem, -5vw, -2rem);
    }

    .footer-panel + .footer-panel {
        border-left: 0;
        padding-left: 0;
    }
}

@media (max-width: 47.9rem) {
    .section-bleed {
        margin-top: clamp(2rem, 1.4rem + 2vw, 3rem);
    }

    .immersive-media {
        min-height: 14rem;
    }

    .hero-media {
        aspect-ratio: 4 / 3;
        min-height: 0;
    }

    .hero-media img {
        object-position: var(--hero-focus-mobile, var(--hero-focus, 50% 40%));
    }

    .spotlight-media {
        min-height: 13rem;
    }

    .spotlight-media img {
        object-position: var(--spotlight-focus-mobile, var(--spotlight-focus, 50% 42%));
    }

    .page-home .hero-media {
        --hero-focus-mobile: 60% 35%;
    }

    .page-auto-moto .hero-media,
    .page-risques-agraves .hero-media,
    .page-decennale .hero-media {
        --hero-focus-mobile: 62% 34%;
    }

    .page-emprunteur .hero-media,
    .page-mutuelle .hero-media,
    .page-prevoyance .hero-media,
    .page-habitation .hero-media,
    .page-rc-pro .hero-media {
        --hero-focus-mobile: 50% 33%;
    }

    .immersive-story-text .immersive-panel {
        padding: 1rem;
    }

    .journey-rail li {
        padding: 0.62rem 0.7rem;
    }

    .spotlight-risque {
        padding: 1rem;
    }

    .partner-section-rich .partner-track {
        justify-content: flex-start;
    }

    .partner-section-rich .partner-badge {
        font-size: 0.96rem;
    }
}

@media (prefers-reduced-motion: reduce) {
    [data-parallax-speed] img {
        transform: none !important;
    }
}
